Loan Calculator — EMI & Monthly Payment Calculator
Calculate monthly installments and total interest.
PKR 22,244
Monthly payment (EMI)
PKR 334,667
Total interest
PKR 1,334,667
Total payment
60 monthly payments. Formula: EMI = P × r × (1+r)^n ÷ ((1+r)^n − 1), where r is the monthly rate.
How to use the Loan / EMI Calculator
- 1
Enter the loan amount.
- 2
Enter the annual interest rate and duration in years.
- 3
Read your monthly EMI, total interest and total payment.
Privacy: This tool runs 100% in your browser. Your files and text are processed on your own device and never uploaded to any server — you can verify this in your browser's Network tab.
Loan / EMI Calculator FAQs
EMI (Equated Monthly Installment) is the fixed amount you pay every month until the loan is repaid. It covers part of the principal plus that month's interest.
About this tool
A loan's headline rate tells you almost nothing about what you will actually pay. DrokyAi's calculator shows the three numbers that matter: the monthly installment, the total interest over the life of the loan, and the total amount you will hand over. Adjust the years and watch the trade-off — shorter loans cost more per month but far less overall. It runs entirely in your browser, so your financial figures stay private.
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